Accelerating the World's Transition to Digital Money

Leading design agency Bürocratik completes the rebranding & digital transformation work previously announced.

The e-Money NGM token and stablecoins will become available on the Avalanche C-chain.

After thorough research the first banking relationship is established, paving the way for EUR, CHF, SEK, NOK and DKK backed tokens.

EEUR and $NGM Liquidity Mining pools are now available on Osmosis & SifChain

Mainnet upgrade will be performed to introduce IBC support and number of major improvements to the DEX.

The e-Money NGM staking token is listed on the KuCoin exchange.

Uniswap NGM liquidity was migrated to an NGM/USDT pool.

The NGM/ETH liquidity pool was created on Uniswap.

The e-Money NGM token and stablecoins became available on the Ethereum mainnet.

The official contract addresses are available in the FAQ.

After careful research and negotiation e-Money picks Onfido as it's primary partner for identity verification.

The long-awaited Cosmos IBC protocol launched enabling the Internet of Money.

The e-Money NGM staking token is listed on the AscendEx (former BitMax) exchange.

The web wallet is extended with an intuitive web-based user interface for the e-Money decentralised exchange (DEX).

A non-custodial web wallet is launched at https://wallet.e-money.com. It supports signing using Ledger devices or through the Keplr browser extension.

The planned mainnet upgrade completes successfully introducing:

• NGM token transferability
• Updated token model, including a buyback and burn on NGM tokens
• DEX update allowing market orders and lifetime controls: GTC, IOC and FOK

e-Money receives authorisation by the Danish Financial Supervisory Authority (Finanstilsynet) to exchange fiat and crypto currencies.

e-Money partners with Sentinel: A distributed VPN solution with a novel bandwidth incentivization protocol.

e-Money partners with Desmos Network: A protocol to build open and decentralised social networks.

e-Money partners with Regen Network: A global marketplace & contracting platform for Earth’s ecosystem assets, services, and data.

The leading blockchain security company Certik conclude on a thorough security audit of the e-Money codebase:

"e-Money's theoretical model and implementation are well-designed and executed cleanly, demonstrating a good command over the relevant best practices."

Read the full report here.

The first fully backed EUR, CHF, SEK, NOK and DKK tokens are minted on the e-Money mainnet.

Figment Networks launches a block explorer for the e-Money mainnet.

In addition to this, Figment Networks offer institutional grade infrastructure, software, and governance solutions for networks, token investors, and enterprise clients.

The e-Money ecosystem fund is announced with a number of available grants.

Qualified projects must drive adoption, e.g. wallet providers, exchanges and applications using e-Money tokens.

Lunie wallet announces its first ever mainnet integration with e-Money.

In addition to a user-friend web wallet, Lunie is launching e-Money enabled mobile wallets for Android and iOS in near future.

The e-Money mainnet was successfully launched on March 25th, 2020 at 12:00 UTC with more than 30 validators joining within the first few hours.

See the launch announcement.

This testnet introduces a decentralised exchange (DEX), the first such on Cosmos Network with no listing requirements and near-zero fees.

See the launch announcement and take a tour of the e-Money DEX.

A partnership is announced with ecosystem project Open Market: A non-fungible asset marketplace for Cosmos.

The regulatory status of our currency-backed stablecoins is further clarified through expert advice from DLA Piper offices in London and Copenhagen.

These testnets introduce a novel model for token issuance and liquidity provision, paving the way for numerous on/off-ramp partnerships.

See the launch announcement for the fourth testnet.

This testnet introduces a high-precision token inflation model based on Tendermint block timestamps.

This is important to ensure a viable business model for our currency-baked tokens and NGM token holders. See the launch announcement.

IOV and *starnames are all about crypto-payments made easy. This goes hand in hand with the e-Money vision.

A partnership is announced with IRISnet: The foundation for next-generation dapps by offering a service-oriented infrastructure for the Cosmos Network.

This testnet is the first to implement on-demand block generation using standard Tendermint and Cosmos SDK software.

On-demand block generation is a vital to ensure payments are processed instantly, typically in less than 500 milliseconds.

e-Money A/S is incorporated in Denmark as company number 40717382.

The company is a fully owned subsidiary of Block Finance A/S.

Development of the em-ledger blockchain software begins. It is based on the Cosmos SDK which has matured and stabilised leading up to Cosmos Network launch.

The Internet of Blockchains, a.k.a. the Cosmos Network launches with the Cosmos Hub. The Cosmos Hub is a key component in fulfilling the e-Money vision of frictionless payments.

EY is appointed as auditor for the Block Finance group of companies and can provide proof of funds for the currency-backed stablecoins.

The plans for our interest bearing, currency-backed stablecoins are made public. In the context of payments, the whitepaper stresses the importance of offering an efficient way to transfer and exchange tokens quickly and with finality.

The latest whitepaper is available here.

A meeting is held with the central bank of Denmark (Nationalbanken) to discuss the implications of our planned activities. Among the topics are the effect of negative interest rates on fiat tokens.

A collaboration with leading fintech lawyer Michael Camphausen is established and discussions with the Danish Financial Supervisory Authority (Finanstilsynet) commences.

Block Finance A/S, the parent company of e-Money A/S, is incorporated in Denmark as company number 38771698.

To test the viability of payments using currency-backed stablecoins, early prototyping begins using Tendermint technology and application code written in C++.